Best investment options in india for long term

10 Best Investment Options in India - High Return Investment Options

 

best investment options in india for long term

Mar 20,  · Best Long Term Investment Options: The Public Provident Fund is the most common traditional Long Term Investment Options in India. Best Investments for Long Term Growth in India The accumulation of wealth to meet financial objectives in the long run, like for the education of your children or your own retirement, is usually an obligation towards saving and investing over a long period of time. Some Of The Best Long-Term Investment Options Are: 1. Invest In PPF - The Public Provident Fund is one of the most popular long term investments in India. The reasons for the same are several. One is that with interest rate of per cent, it remains the best bet.


Best Long-Term Investment Options And Plans In India For


Setting a retirement corpus. Or any other long term financial goals that you want to achieve. If you invest wisely, it will provide you a sense of personal security and yield higher returns in the long run. The main objectives of parking your funds for a longer duration are: Making yourself financially free.

Building a good corpus for yourself. Benefit from the power of compounding. Money invested for longer period tends to generate good returns. PPF is considered as one of the safest and most tax efficient tools. When you invest your money in PPF or Public Provident Fund, there is an assurance that you will get fixed returns at maturity and there is no risk involved.

Your money is lying safe and you shall be earning a fixed annual rate of return. You can open PPF account in bank or a Post office as per your convenience. PPF Interest rate for 1st quarter of F. The interest as well as the maturity amounts are totally exempt from tax. Exempt, Exempt and Exempt. Interest earned is Tax free. The reduced PPF Interest rates over the period lead the investors to look into other investment alternatives. People love investing their money in gold and it yields very good returns.

Also, best investment options in india for long term, gold has been a popular investment option since ages and it has often proved to be handy at various times. No matter in what form, Gold is certainly a value addition to your Financial portfolio. It is just that you have to time the market and buy some gold when prices are low. Mutual funds have grabbed the attention of potential investors and gained popularity over the past few years.

In simple terms, best investment options in india for long term, you will not directly invest in stocks or securities etc. Equity Mutual Funds invest in Equity or as we say Stocks. Equity mutual funds are linked to equity so carry more risk as compared to Debt funds. But, based on historic data, equity funds perform better and yield high returns if the amount is best investment options in india for long term for a longer period. However,if you still want to play safe, debt funds are a better option.

You can checkout Debt funds vs Equity funds. In order to enjoy good returns from mutual funds,you have to invest your money for a longer period. You can invest lumpsum or small amounts instalments in mutual funds. Real Estate: Tired of paying the monthly rent, most of us wish to buy our own house or a piece of land where we can build our dream home. If planned in a proper way, you can invest your savings in the real estate sector. But, you have to be very careful while choosing the right option since this involves huge investment.

Moreover, one has to be patient enough to face the impact of fluctuating prices in the real estate sector. Your property might appreciate immediately or it might take many years for appreciation. So, investment in real estate involves huge sum of money, you need to plan things in a systematic manner in order to enjoy good returns.

You need to be best investment options in india for long term and be aware of the market trends and sit back and wait for the property to appreciate. And, then only move forward to invest such a big amount. Long term bonds: What is a Bond? In simple terms, A Bond is an instrument to borrow money. The Government and companies require money from time to time for various projects or their expansion. So, best investment options in india for long term, you get your money invested and the borrower will pay you a fixed rate of interest based on the term of the bond.

If you invest in bonds, you will be considered as a lender unlike equity where you have an equity stake in the company. Bonds are normally issued for a definite period, they shall be redeemed once the period is over. Investing in long term bonds is also a good alternative for earning decent returns on your investments.

You can also select other government bonds or Inflation Indexed bonds that can give you fair returns over the long period. Hence, bonds with longer maturity will payback higher returns as compared to short term bonds. The main aim of investing in NPS is building a retirement corpus for yourself. You can start contributing to NPS at an early age of 18 years maximum upto 65 years. It is mandatory for central and state government employees while others can voluntarily contribute to it.

So, this is basically a best investment options in india for long term account till retirement. If you are a safe player, you can invest in C or G asset classes. If you can afford high risk, you can choose E Asset class. But, the main disadvantage of NPS is that the maturity amount is not tax free completely unlike PPF where maturity amount is fully exempt from tax.

Since, it is a government scheme, no risk is attached to it.

 

Top 10 investment options - The Economic Times

 

best investment options in india for long term

 

Mar 20,  · Best Long Term Investment Options: The Public Provident Fund is the most common traditional Long Term Investment Options in India. Some Of The Best Long-Term Investment Options Are: 1. Invest In PPF - The Public Provident Fund is one of the most popular long term investments in India. The reasons for the same are several. One is that with interest rate of per cent, it remains the best bet. Best Investments for Long Term Growth in India The accumulation of wealth to meet financial objectives in the long run, like for the education of your children or your own retirement, is usually an obligation towards saving and investing over a long period of time.